Terms of Use
License agreement
Your use of Lumi is governed by Apple’s Licensed Application End User License Agreement (Standard EULA). The terms below add details about Lumi Plus and coins. If they conflict with the Standard EULA, the Standard EULA applies.
Lumi Plus subscription
- Lumi Plus is an auto-renewable subscription, offered monthly and yearly. Both plans include the same benefits, as described on the subscription page in the app at the time you subscribe.
- The price and billing period are shown before you confirm. Payment is charged to your Apple Account when you confirm the purchase.
- Your subscription renews automatically at the same price and period unless you cancel at least 24 hours before the end of the current period. Your account is charged for renewal within the 24 hours before the current period ends.
- You can manage or cancel your subscription in iOS Settings › [your name] › Subscriptions. After you cancel, Lumi Plus stays active until the end of the period you’ve paid for.
- Refunds are handled by Apple under Apple’s policies. You can request one at reportaproblem.apple.com.
- When a subscription ends, the bills, photos, places and coins you already have stay in Lumi. Features that need Lumi Plus stop working until you subscribe again.
- If a free trial or offer is available, its terms are shown before you subscribe. Any unused part of a free trial ends when you buy a subscription.
Coins and furniture
Coins and furniture are virtual items used only inside Lumi. They have no cash value, can’t be exchanged for money, and can’t be transferred, except as Lumi’s features allow (for example, through iCloud sync between your own devices).
Your content
The bills, to-dos and other content you create belong to you. Lumi keeps them on your device and, if you turn it on, in your own iCloud. Please keep your own backups. We aren’t responsible for data lost through device loss, deleting the app or iCloud account changes.
Not financial advice
Lumi helps you record and review your own spending. Totals, statistics and currency formatting are for your reference only and aren’t financial, tax or legal advice.
Changes and contact
We may update these terms; the effective date above shows the latest version. Questions? Email [email protected].
使用条款
许可协议
你对 Lumi 的使用受 Apple《许可应用最终用户许可协议（标准 EULA）》约束。以下条款补充说明 Lumi Plus 和金币相关事项；如与标准 EULA 冲突，以标准 EULA 为准。
Lumi Plus 订阅
- Lumi Plus 是自动续期订阅，提供月度和年度两种方案，两者权益相同，以你订阅时 App 内订阅页面的说明为准。
- 确认购买前会显示价格和计费周期。确认购买时，费用从你的 Apple 账户扣除。
- 订阅会按相同价格和周期自动续订，除非你在当前周期结束前至少 24 小时取消。续订费用会在当前周期结束前 24 小时内扣除。
- 你可以在 iOS 设置 › [你的名字] › 订阅 中管理或取消订阅。取消后，Lumi Plus 在已付费的周期结束前仍然有效。
- 退款由 Apple 按其政策处理，可在 reportaproblem.apple.com 申请。
- 订阅结束后，你已有的账单、照片、地点和金币都会保留在 Lumi 中；需要 Lumi Plus 的功能会暂停，重新订阅后恢复。
- 如提供免费试用或优惠，相关条件会在订阅前显示。购买订阅后，免费试用中未使用的部分将失效。
金币与家具
金币和家具是仅在 Lumi 内使用的虚拟物品，没有现金价值，不能兑换现金，也不能转让，Lumi 功能本身支持的情况除外（例如在你自己的设备之间通过 iCloud 同步）。
你的内容
你创建的账单、待办等内容归你所有。Lumi 把它们保存在你的设备上，开启同步后也保存在你自己的 iCloud 中。请自行做好备份；因设备丢失、删除 App 或 iCloud 账户变更造成的数据丢失，我们不承担责任。
非理财建议
Lumi 帮助你记录和回顾自己的收支。合计、统计和币种显示仅供参考，不构成理财、税务或法律建议。
条款变更与联系方式
我们可能更新本条款，以上方的生效日期为准。如有问题，请发邮件至 [email protected]。