Privacy Policy
Short version: your bills, to-dos and settings stay on your device and in your own iCloud. Lumi has no accounts, ads, analytics or tracking, and the developer can't see your data.
Who we are
Lumi is made by an independent developer (“we”, “us”). If you have a question about this policy, email [email protected].
Data stored on your device
Lumi saves what you create in the app on your iPhone: bills (amounts, categories, notes, currencies and any photos you attach), to-dos (including places you add), coin records, Lumi's home and appearance, reminders and app settings. This data is used only to run the app’s features. It is not sent to us.
iCloud sync
If iCloud sync is on (Settings › iCloud sync), Lumi stores a copy of that data in the private database of your own iCloud account using Apple’s CloudKit, so your devices stay in step. We can’t access your private iCloud database. You can turn sync off at any time, and you can delete Lumi’s iCloud data in iOS Settings › [your name] › iCloud › Manage Account Storage. Apple’s handling of iCloud data is covered by Apple’s Privacy Policy.
What we don’t do
- No sign-up or account.
- No advertising, analytics, crash-reporting or session-recording tools, and no third-party SDKs that collect data.
- No tracking across other companies’ apps or websites, and no selling or sharing of personal data.
Purchases and Lumi Plus
Subscriptions and other in-app purchases are processed by Apple. We never receive your payment details. Lumi checks your purchase status with Apple’s StoreKit on your device to unlock Lumi Plus features.
Permissions
- Photos: when you add a photo to a bill, you choose it in the system photo picker. Lumi only receives the photos you pick and has no access to the rest of your library.
- Notifications: reminders are scheduled on your device. You can turn them off in iOS Settings.
- Places and maps: when you search for or open a to-do’s place, the search goes to Apple Maps and directions open in the map app you choose. That app’s own privacy policy applies.
- Siri and Shortcuts: if you use Lumi’s shortcuts, they read your data on the device to answer you.
When you contact us
“Contact developer” in Lumi opens your own mail app. We receive only what you choose to send, such as your message, any attachments and the device info Lumi adds to the draft (app version, iOS version, device model and app language), which you can delete before sending. We use it only to reply and fix problems, and delete it when it’s no longer needed or when you ask.
Children
Lumi isn’t directed to children under 13, and we don’t knowingly collect personal information from children.
Your choices and rights
You can edit or delete entries in Lumi, export your bills, turn off iCloud sync, or delete the app to remove its data from your device. Because we don’t hold your app data, we can’t view, correct or delete it on our side. For emails you sent us, write to the address above and we’ll delete them.
Changes
If this policy changes, we’ll update this page and the effective date above. Significant changes will also be noted in the app’s release notes.
隐私政策
简单来说：你的账单、待办和设置只保存在你的设备和你自己的 iCloud 里。Lumi 没有账号、广告、数据分析或追踪，开发者看不到你的数据。
我们是谁
Lumi 由一名独立开发者（“我们”）开发。如对本政策有疑问，请发邮件至 [email protected]。
保存在设备上的数据
Lumi 会把你在 App 里创建的内容保存在你的 iPhone 上：账单（金额、分类、备注、币种和你添加的照片）、待办（包括你添加的地点）、金币记录、Lumi 的家和形象、提醒以及 App 设置。这些数据只用于实现 App 的功能，不会发送给我们。
iCloud 同步
开启 iCloud 同步（设置 › iCloud 同步）后，Lumi 会通过 Apple 的 CloudKit，把上述数据的副本保存在你自己 iCloud 账户的私有数据库中，让你的多台设备保持一致。我们无法访问你的 iCloud 私有数据库。你可以随时关闭同步，也可以在 iOS 设置 › [你的名字] › iCloud › 管理账户储存空间 中删除 Lumi 的 iCloud 数据。Apple 对 iCloud 数据的处理适用 Apple 隐私政策。
我们不会做的事
- 不需要注册，没有账号。
- 没有广告、数据分析、崩溃上报或录屏工具，也没有收集数据的第三方 SDK。
- 不会跨其他公司的 App 或网站追踪你，也不会出售或共享个人数据。
购买与 Lumi Plus
订阅和其他 App 内购买由 Apple 处理，我们不会收到你的付款信息。Lumi 在你的设备上通过 Apple 的 StoreKit 查询购买状态，以解锁 Lumi Plus 功能。
权限
- 照片：给账单添加照片时，你在系统照片选择器中挑选。Lumi 只会拿到你选中的照片，无法访问照片图库的其他内容。
- 通知：提醒在你的设备上安排，你可以在 iOS 设置中关闭。
- 地点与地图：搜索或打开待办地点时，搜索由 Apple 地图处理，导航会在你选择的地图 App 中打开，适用该 App 自己的隐私政策。
- Siri 与快捷指令：使用 Lumi 的快捷指令时，它会在设备上读取你的数据来回答你。
当你联系我们
Lumi 的“联系开发者”会打开你自己的邮件 App。我们只会收到你决定发送的内容，例如你的留言、附件，以及 Lumi 预填在草稿里的设备信息（App 版本、iOS 版本、设备型号和 App 语言），你可以在发送前删除这些信息。我们只用这些内容回复你和修复问题，不再需要或你要求时即删除。
儿童
Lumi 并非面向 13 岁以下儿童设计，我们不会有意收集儿童的个人信息。
你的选择与权利
你可以在 Lumi 中编辑或删除记录、导出账单、关闭 iCloud 同步，或删除 App 以移除设备上的数据。由于我们不持有你的 App 数据，我们无法在自己这边查看、更正或删除这些数据。对于你发给我们的邮件，写信到上述地址即可要求删除。
政策变更
本政策如有变更，我们会更新本页面和上方的生效日期。重大变更也会在 App 的版本说明中注明。